Website cmnityhire Revolut
is a global financial technology company offering services across spending, savings, payments, investing, currency exchange and travel.
Company: Revolut
Job Title: FinCrime Risk Manager (Investigations)
Department: Financial Crime / Risk & Compliance
Employment Type: Full-Time
Work Location: Remote – India
Experience Required: 7+ years
Estimated Salary: ₹25–50 LPA
About Revolut
Revolut is a global financial technology company offering services across spending, savings, payments, investing, currency exchange and travel. Its Financial Crime team combines regulatory expertise, investigations and data-driven analysis to help protect customers and prevent financial crime.
The company operates in a fast-moving digital environment where identifying suspicious activity, improving controls and meeting regulatory obligations are important to maintaining trust and protecting financial services.
Job Overview
Revolut is hiring a FinCrime Risk Manager (Investigations) to strengthen its first-line financial crime risk framework in India. The role focuses on complex investigations involving anti-money laundering (AML), sanctions, organised fraud and other high-risk financial crime.
The successful candidate will investigate suspicious activity, analyse transaction data, identify emerging criminal typologies, support regulatory reporting and recommend improvements to financial crime controls. The role also involves coordination with internal investigation teams, compliance stakeholders, product and data teams, and relevant Indian authorities.
This is a senior specialist opportunity for professionals with substantial experience in financial crime investigations within a bank, fintech, financial institution or related regulated environment.
Key Responsibilities
1. Complex AML and Financial Crime Investigations
- Conduct in-depth, intelligence-led investigations into high-risk money laundering, sanctions, fraud and organised crime cases involving customers in India.
- Analyse suspicious customer behaviour, transaction patterns and connected accounts to identify potential financial crime.
- Investigate complex cases involving layering, scams, synthetic identities and organised fraud.
- Document findings, supporting evidence and investigative conclusions.
- Escalate high-risk cases through the appropriate internal channels.
2. Fraud and Money Laundering Typology Analysis
- Identify emerging money laundering and terrorist financing typologies across payment, credit, retail and business products.
- Analyse suspicious transaction patterns and investigate unusual activity.
- Translate investigative findings into actionable insights for financial crime prevention.
- Recommend enhancements to monitoring systems, investigative procedures and risk controls.
- Work with relevant teams to identify trends that may indicate organised or repeated criminal activity.
3. Regulatory Reporting and Documentation
- Support timely and accurate reporting to the Financial Intelligence Unit–India (FIU-IND).
- Assist Money Laundering Reporting Officers (MLROs) with suspicious transaction reporting and related documentation.
- Prepare clear, evidence-based narratives that explain the rationale behind investigative decisions.
- Maintain appropriate records supporting regulatory submissions and internal escalation decisions.
- Apply relevant requirements under the Prevention of Money Laundering Act (PMLA), RBI guidelines and applicable reporting frameworks.
4. Financial Crime Control Improvements
- Identify systemic weaknesses and control gaps discovered during investigations.
- Raise risk incidents and coordinate remediation with Product, Data and other internal teams.
- Recommend changes to investigative workflows, controls and risk-monitoring processes.
- Follow up on corrective actions and assess whether identified issues have been addressed.
- Contribute to the continuous improvement of the company’s financial crime framework.
5. Governance and Management Reporting
- Contribute to financial crime governance forums and internal risk committees.
- Present data-backed updates on investigation outcomes, emerging risks and control effectiveness.
- Prepare risk summaries, reports and recommendations for senior stakeholders.
- Explain complex financial crime findings in a clear and practical manner.
- Support management decisions through evidence-based analysis.
6. Regulatory and Law Enforcement Coordination
- Coordinate with internal investigation teams, global financial intelligence teams and compliance assurance functions.
- Support responses to regulatory inspections, information requests and investigations.
- Liaise with Indian law enforcement agencies and regulatory authorities as required.
- Maintain clear documentation of relevant communications, evidence and investigative actions.
- Help ensure that information provided to authorities is accurate, consistent and properly supported.
7. Data Analysis and Investigative Technology
- Analyse transaction data to identify suspicious patterns, outliers and emerging financial crime risks.
- Use tools such as SQL, Looker or equivalent platforms to explore data and support investigations.
- Work with data and product teams to translate investigative insights into improvements to monitoring and prevention controls.
- Use visualisation and analytical tools to communicate patterns and investigative findings.
Qualifications and Eligibility
Educational Background
The supplied job description does not specify one mandatory degree or professional qualification. It primarily emphasises relevant experience and technical expertise.
Candidates from the following backgrounds may be suitable if they meet the experience requirements:
- CS – Company Secretary: Qualified CS professionals with substantial direct experience in financial crime investigations, regulatory reporting or fintech compliance.
- Law / LLB: Legal professionals specialising in financial crime, anti-money laundering, sanctions, regulatory investigations or financial-services law.
- Finance, Banking and Business: Graduates or postgraduates in finance, banking, business, economics or related disciplines with relevant financial crime experience.
- Data, Technology and STEM: Professionals with analytical or technical qualifications and substantial experience in transaction monitoring, AML investigations or fraud analytics.
These backgrounds are potential routes into the role, not substitutes for the required specialist experience. A professional qualification alone does not establish eligibility.
Essential Professional Experience
- At least 7 years of experience leading complex AML and fraud investigations within a financial institution, fintech or comparable environment.
- Experience investigating high-risk cases involving money laundering, scams, sanctions, synthetic identities, layering or organised crime.
- Experience liaising with Indian law enforcement agencies and regulatory authorities.
- Practical understanding of RBI and FIU-IND reporting frameworks, suspicious transaction reporting and relevant PMLA requirements.
- Experience identifying systemic control weaknesses and developing remediation plans.
- Strong understanding of financial crime risk management and investigative documentation.
- Ability to analyse transaction data and explain findings to senior management, regulators and non-technical stakeholders.
Technical Skills
- SQL, Looker or equivalent tools for transaction data analysis.
- Ability to identify unusual patterns, outliers and emerging financial crime typologies.
- Strong investigative writing and evidence-based reporting.
- Excellent analytical, communication and stakeholder-management skills.
- Ability to manage complex cases, prioritise competing deadlines and work under pressure.
Preferred Additional Skills
- Advanced data exploration using SQL or Python.
- Experience with Power BI or other data visualisation tools.
- Experience presenting findings to senior management, committees or regulators.
- Experience coaching junior investigators.
- Exposure to regulatory inspections, audits and control-evidence requests.
Work Location and Employment Type
- Location: Remote – India
- Employment Type: Full-time
- Function: Financial Crime / Risk & Compliance
- Experience Level: Senior specialist/manager
Why Join Revolut?
- Complex investigative work: Handle high-risk financial crime cases involving money laundering, sanctions, fraud and organised criminal activity.
- Data-driven investigations: Apply transaction analysis and analytical tools to identify suspicious patterns and improve investigative outcomes.
- Regulatory exposure: Work with financial crime reporting, regulatory requirements and relevant authorities.
- Cross-functional collaboration: Coordinate with investigation, compliance, product and data teams to strengthen prevention controls.
- Senior-level responsibility: Contribute to governance discussions, risk reporting and remediation of systemic control weaknesses.
- Remote work arrangement: The advertised role is listed as remote within India.